When Life Changes, So Can Your Car.
Build a pay-as-you-go car plan.
Forget traditional vehicle finance. Say goodbye to rigid contracts.
FlexClub's hassle-free pay-as-you-go car plans offer an all-new way to secure the car you want, when you want it.
100% approval
Say goodbye to credit checks, bank statement or payslip submissions. Getting your dream car has never been easier.
All-inclusive
All plans cover damage, theft and maintenance. Everything you need included—we've got you covered.
Pay-as-you-go plans
Just top up your account every 30 days using any card. Perfect for customers who want to stay in control of their money.
How it works
Whether you need a car for a month or a year, you're in control.
01 Choose Your Vehicle
Choose your preferred vehicle from leading fleet brands in South Africa.
02 Top-up & Collect
Top up your prepaid account and pick up your vehicle from one of the 70 locations nationwide.
03 Hit the Road
That's it! Say hello to your new wheels!
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Why choose FlexClub
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Fully digital
From choosing your car to hitting the road, do it all online. Convenience at your fingertips.
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Keep what's yours
3,000 km per month — for all the journeys your heart desires. Unused mileage rolls over.
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No hidden costs
Forget activation fees and enjoy cover against the unknown. Over 50% cheaper than rent-to-own.
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Latest models, always
All cars are 2023 models or newer, with less than 35,000km. Car feeling old? Swap it with ease.
Our latest deals
Nationwide coverage
With collection points all across South Africa.
Your ride, your rules
Unlock simpler access
All you need is a cheque or credit card to qualify. Simply top up your account using any card, including debit cards.
Build for your life
Choose the car you want, decide where and when you need it, then pick how long you want to keep it. All done in a few clicks.
Get a car fast
Need a car quickly? With FlexClub, you can click, pay, and drive. No wasting time — get your car tomorrow and go.
Enjoy unrivalled flexibility
Subscribe for a minimum of one month, keep the car as long as you want. Change or cancel anytime with no penalties.
Vehicles available
The largest car network in South Africa. From city cars to SUVs, we've got you.
Collection points
Nationwide locations for a fast, stress-free car collection. Access everywhere.
Members served
Join a growing community of FlexClub members who love prepaid mobility.
Driven by members
Drive with freedom from maintenance, insurance and rigid commitments.
Get all the perks
All inclusive. Ready to get started? Find your next car with FlexClub today!
Still have questions?
- It takes less than 5 minutes to process your order.
- Once your order is received, you simply need to complete the payment via your dashboard to confirm the order and activate your plan.
- Unfortunately we don’t currently support short term usage at this time.
- All pay-as-you-go plans on our network are for a minimum of 30 days.
- Watch this space as we hope to support shorter plans in the not too distant future.
- While ownership is an option, pay-as-you-go car plans differ significantly from the way Rent-to-Own (RTO) or Rent-to-Buy deals are structured. Those RTO deals typically result in customers being charged more than double what they should be paying each month.
- Most RTO deals are designed to prey on customers desperate for car ownership at any cost and have been declined for vehicle finance, unaware that other alternatives exist.
- For that reason, RTO is typically offered on cars older than 10 years, which many unfortunate customers have discovered have several vehicle reliability issues.
- One of the other amazing features of the pay-as-you-go car plans you can access on our network is that they offer you the freedom to buy the car you’re driving at anytime.
- A pay-as-you-go car plan avoids all the risks of other long-term contracts like Rent-to-Own or Rent-to-Buy and affords customers the space to build or rebuild their credit profile over time.
- This helps customers source more fairly priced financing from reputable financial institutions and avoid being taken advantage of.
- While these subscription plans are pay-as-you-go and you pay a deposit upfront, you still need to provide an accepted payment card during the collection.
- This enables the fleet provider to charge you for any incidentals you may incur during the subscription such as traffic fines, tolls etc.
- The good news is this doesn’t have to be a credit card. You can also use a cheque card for this purpose.
- A cheque card is a specific type of debit card that allows the fleet provider to charge you in future without actually billing you when you collect the car.
- Enquire from your bank about how to get a cheque card if you don’t already have one.
- Alternatively, you can also be accompanied by a friend or family member that does own a cheque or credit card during the collection.
- The requirements are really simple. You don’t need to have a credit score. You simply need to activate your pay-as-you-go plan by topping up your account and bringing the following items when collecting your vehicle:
- a cheque or credit card AND
- a driver’s license first issued more than one year ago.
- Avoid the hassle of doing credit checks, sending bank statements or payslips. Finally, cars that are accessible to anyone.
- It’s quite similar to pay-as-you-go cellular plans. Simply top-up your account to activate it. Your first top-up will include the refundable deposit and 30 days of RoadTime.
- When your balance is low, you will be prompted to top-up your account (minimum top up is 30 days of RoadTime).
- Keep driving as long as you like. You can change or cancel your plan anytime with no penalties.